Mortgages for Non-Residents in Spain

Spain Mortgage Brokers – Bank of Spain Registered Mortgage Broker D943

We help international buyers obtain mortgage financing in Spain, especially in Costa del Sol, Málaga, Marbella, Estepona, Sotogrande and Benalmádena.

Meet me:Independent Mortgage Broker for International Buyers in Spain

My name is Miguel Romero, founder of Spain Mortgage Brokers and a Bank of Spain registered mortgage broker (D943).

After years working in the Spanish financial sector, I realised that many international buyers struggled with the mortgage process in Spain. The system can often feel slow, complex and difficult to navigate, especially for non-residents and foreign buyers unfamiliar with Spanish banks and requirements.

I created Spain Mortgage Brokers to offer a more personal, transparent and efficient service tailored to international clients.

Unlike dealing directly with a bank or an impersonal comparison website, I personally guide my clients throughout the entire process — from the initial feasibility analysis to the final mortgage approval and completion.

My goal is simple: to negotiate the best possible mortgage conditions for each client while making the process clear, secure and stress-free.

Services

As a Bank of Spain registered mortgage broker (D943), we specialise in helping non-residents and international buyers obtain mortgage financing in Spain.

We work with a wide network of Spanish banks to secure competitive mortgage conditions tailored to each client’s financial profile. Whether you are buying in Marbella, Málaga, Estepona or anywhere in Costa del Sol, we guide you throughout the entire mortgage process.

We regularly assist UK, Dutch, Polish and international clients, including self-employed applicants, business owners and Gibraltar workers looking to buy property in Spain.

Mortgages

Advice

We provide independent mortgage advice for foreign buyers purchasing property in Spain.

Our role is to analyse your financial profile, explain Spanish bank requirements and negotiate with different lenders on your behalf to obtain the best possible mortgage solution.

We help clients understand key factors such as loan-to-value (LTV), debt-to-income ratio (DTI), required documentation and mortgage approval criteria used by Spanish banks for non-resident applications.

We specialise in mortgage financing for international buyers purchasing property in Spain, particularly in Costa del Sol areas such as Marbella, Málaga, Estepona and Benalmádena.

Our service is designed to make the Spanish mortgage process clear, secure and efficient for foreign buyers. From the initial feasibility study to the final mortgage approval, we personally guide our clients at every stage.

Spain Mortgage Brokers works with multiple Spanish banks to help non-residents access financing solutions adapted to their individual circumstances.

Properties

Spanish Mortgages for Non-Residents

We help international buyers obtain mortgage financing in Spain, including Marbella, Málaga, Estepona and Costa del Sol.

Independent mortgage broker registered with the Bank of Spain (D943).

Request Free Study

Request a Free Mortgage Feasibility Study

Tell us about your situation and we will analyse your mortgage options in Spain. We specialise in non-resident and international buyer mortgages across Costa del Sol and Spain.

Contact

hola@spainmortgagebrokers.com

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